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If you are in a precarious financial position and you meet one of the criteria listed below, you could qualify for the Deferred Payment Plan or one of the other measures that would enable you to postpone repayment of your student debt.

You may have contracted your student debt under the Loans and Bursaries Program or the Loans Program for Part-Time Studies.

During the period in which you are exempted from debt repayment, if applicable, the government will continue to pay the interest on your student loan, and you will not be required to repay that interest.

If you have completed your studies

The Deferred Payment Plan can help you.

If you are required by a professional association to complete a professional training period that is recognized by the Québec government

The government has set up a measure that will allow you to postpone repayment of your student debt.

If you are pursuing postdoctoral studies

The government has set up a measure that will allow you to postpone repayment of your student debt.