Amount of Loan

Awarded loan amounts are calculated as follows: 

Educational expenses

Educational expenses vary by level of education. They are calculated by multiplying the number of credits or course hours by a fixed amount that encompasses all expenses in this category (tuition, educational supplies and related costs, including admission and enrollment fees).

Childcare expenses

Childcare expenses are recognized for each dependent child under the age of 12 and each child between 12 and 17 years of age with a major functional disability (handicap leading to significant persistent limitations in accomplishing daily activities) or a mental disorder. An amount of $543 per term is recognized for childcare expenses for each dependent child.

Transportation expenses

Transportation expenses are recognized for student beneficiaries of the Loans Program for Part-Time Studies who attend a regional educational institution.

An amount of $385 per term is awarded to take account of the additional transportation expenses incurred by a student enrolled in an institution located in one of the following cities, regions or regional county municipalities (RCM):

  • Bas-Saint-Laurent
  • Gaspésie–Îles-de-la-Madeleine
  • Saguenay–Lac-Saint-Jean
  • Côte-Nord
  • Nord-du-Québec
  • Abitibi-Témiscamingue
  • Pontiac RCM
  • La Vallée-de-la-Gatineau RCM
  • Antoine-Labelle RCM
  • La Tuque

To determine the amount of the loan that could be awarded to you, perform the calculation that corresponds to the applicable level of education.

University

Loan amount awarded
  Fall Winter Summer  
Educational expenses
Enter the number of credits for which you are enrolled and multiply by $120.21.
_____ X $120.21 = $_____ _____ X $120.21 = $_____ _____ X $120.21 = $_____ $______
Childcare expenses
Enter the number of your dependent children under age 12 and multiply by $543.
_____ X $543 = $_____ _____ X $543 = $_____ _____ X $543 = $_____ + $______
Write the number of your dependent children aged 12 to 17 that suffer from a major functional disability or mental disorder and multiply by $543. _____ X $543 = $_____ _____ X $543 = $_____ _____ X $543 = $_____ + $______
Result = $______

If the result is greater than $100, you will obtain a loan for that amount.

Public college

Loan amount awarded
  Fall Winter Summer  
Educational expenses
Enter the number of course hours and multiply by $3.36.
_____ X $3.36 = $_____ _____ X $3.36 = $_____ _____ X $3.36 = $_____ $_____
Childcare expenses
Enter the number of your dependent children under age 12 and multiply by $543.
_____ X $543 = $______ _____ X $543 = $______ _____ X $543 = $______ + $_____
Enter the number of your dependent children age 12 to 17 with a major functional disability or mental disorder and multiply by $543. _____ X $543 = $_____ _____ X $543 = $_____ _____ X $543 = $_____ + $_____
Result = $_____

If the result is greater than $100, you will obtain a loan for that amount.

Private college

Loan amount awarded
  Fall Winter Summer  
Educational expenses
Enter the number of course hours and multiply by $11.26.
_____ X $11.26 = $_____ _____ X $11.26 = $_____ _____ X $11.26 = $_____ $_____
Childcare expenses
Enter the number of your dependent children under age 12 and multiply by $543.
_____ X $543 = $_____ _____ X $543 = $_____ _____ X $543 = $_____ + $_____
Enter the number of your dependent children age 12 to 17 with a major functional disability or mental disorder and multiply by $543. _____ X $543 = $_____ _____ X $543 = $_____ _____ X $543 = $_____ + $_____
Result = $_____

If the result is greater than $100, you will obtain a loan for that amount.

Vocational training

Loan amount awarded
  Fall Winter Summer  
Educational expenses
Enter the number of course hours and multiply by $2.25.
_____ X $2.25 = $_____ _____ X $2.25 = $_____ _____ X $2.25 = $_____ $_____
Childcare expenses
Enter the number of your dependent children under age 12 and multiply by $543.
_____ X $543 = $_____ _____ X $543 = $_____ _____ X $543 = $_____ + $_____
Enter the number of your dependent children age 12 to 17 with a major functional disability or mental disorder and multiply by $543. _____ X $543 = $_____ _____ X $543 = $_____ _____ X $543 = $_____ + $_____
Result = $_____

If the result is greater than $100, you will obtain a loan for that amount.

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