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Eligibility requirements

You could qualify for the Deferred Payment Plan if:

  • You are experiencing financial difficulties* as defined in sections 74 and 74.1 of the Regulation respecting financial assistance for education expenses
  • You interrupted or completed your studies more than six months ago (end of the six-month option)
  • You need to repay an amount received as a loan from a financial institution that is recognized by the Ministry under the Loans and Bursaries Program or the Loans Program for Part-Time Studies
  • You have not already benefitted from the Plan for more than 60 months in your lifetime
  • You have not reached the end of the 120-month period that follows the six-month option
  • You have not sought protection under the Bankruptcy and Insolvency Act
  • You have not become ineligible for the Plan subsequent to a check on your reported income
  • You did not register for voluntary deposit per the Code of Civil Procedure
  • You have made all required payments during the period covered by an earlier application to the Plan.

    *In order to qualify for this program, you will need to provide proof of income. Your information will be verified.

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